• You need to protect youself against all price spikes
• Market prices increase after you lock in a price
• You want full price protection
• You want to easily estimate what you expect to spend on gas for the year

Fixed rate per therm may not benefit you if:

• You are able to handle a commodity price that is different each month
• Market prices fall after you lock in a price
• You are willing to take risk to try and get a better price

If you were to compare this rate to insurance, fixed price per therm would be a whole life policy

This rate is the polar opposite of the fixed rate per therm plan. Under the market index rate, your commodity cost will vary each month. What you pay is directly correlated with price movement in the gas market. Our market index rate is based on the CIG (Colorado Interstate Gas) index.

Market Index Rate benefits you if:

• You can "handle" the risk of the market
• Market prices fall after the election period
• You have a high summer burn rate vs winter (gas prices are generally lower in the summer and higher in the winter)

Market Index Rate may not benefit you if:

• You are not able to handle market price spikes
• Prices rise after the election period
• You burn much more gas in the winter than in the summer

If fixed rate per therm is whole life insurance, market index rate is going without insurance. Going without insurance benefits you until you get caught without it.

This rate is a combination of a fixed price and market index rate. With our blended rate, 75% of you gas will be sold to you at a fixed price, while 25% is sold at the current CIG market index.

Our Blended Rate benefits you if:

• You want the price protection of a fixed rate, but want to pay less than the Fixed Rate per Therm plan
• Market prices are very volatile

Our Blended Rate may not benefit you if:

• Prices drop after the election period and stay low

If the fixed rate per therm plan is "whole life" insurance, and the market index rate is like having no insurance, then the blended rate plan could be compared to term insurance. The blended rate is a good value that may provide all the protection you need.